Child safety abroad has been in the news lately, and there’s a very real paranoia in travelling with kids Travel insurance for children is a good precaution, but won’t protect against abduction or worse, so what should parents do

Book ahead It is tempting to turn up at a town and find a place to stay once you arrive, but it does pay to book your accommodation ahead – if your transport is delayed, you could arrive at a new destination in the middle of the night, and the last thing you want is to be running around, looking for a hotel

For many years, travellers from the UK have enjoyed the benefits of cheap travel insurance when they holiday abroad With worldwide travel insurance available for only a few pounds for a single trip and companies offering fast booking online, getting insured has never been easier or cheaper

Holiday insurance is complicated; I’m not going to deny it There’s such a huge range of policies across companies and price ranges with such subtle differences that it can be a real struggle to stay on top and know which is for you

Cheap annual travel insurance is hugely popular amongst UK holiday goers, allowing them to travel when and where they wish without having to worry about booking travel insurance for every single trip Many people assume that their cheap travel insurance will cover them against every eventuality, but this isn’t the case

With cruises growing more and more popular, people are more concerned about things going wrong on their travels That many people in one place seems like an ideal opportunity for thieves, and this combined with the risk of needing medical attention at sea can be off-putting

Between the awe inspiring sights of Peru, the brilliance of ‘Carnaval’ in Brazil and the sense of adventure in Argentina, South America has a huge amount to offer travelers of all ages and experience, but many are put off by the dangerous reputation the area has The truth is that the majority of travelers have their trip and come back with no bad experiences and a selection of unforgettable memories

With cheap travel insurance available more widely than ever before, the vast majority of travellers will buy some kind of insurance policy before they go away But how many people actually know what they are buying

Every year, millions of people go skiing around the world, and despite the wide availability of cheap ski travel insurance there are still many who travel without full cover There are plenty of things that go wrong on a skiing holiday, ranging from injury and equipment loss to bad weather and cancellation costs, and while it’s easy to say “it won’t happen to me”, you can face enormous costs if run into trouble without insurance

If you are preparing to disappear around the world on a gap year adventure, finding cheap travel insurance, researching the laws of a country and drawing up an itinerary to give to friends and family are probably some of the furthest things from your mind, but they shouldn’t be Gap years are all about adventure, building experience and getting some great memories, but a holiday that lurches from one disaster to another will provide adventure of a very different kind and give you the kind of memories that you’d rather forget

Many people are still tempted to scrimp on travel insurance, especially with short trips or visits to “safe” destinations But with cheap travel insurance now so widely and easily available, there’s really no excuse to travel uninsured, especially given how common insurance claims are for certain destinations

I’ve said it before, and I’ll say it again – working in discount travel insurance you hear of some pretty bizarre policies and claims being made But of course, travel insurance is just scratching the very surface, and in fact other areas of insurance have even more strange insurance policies – and sometimes it’s the companies and not the customers with the odd decisions