Everybody wants to save from their credit card use that is why many of the consumers are looking for low interest credit cards. If you do not have the idea about these low interest credit cards, here is a list of the top credit cards offering the lowest interest rates for its users. First on the list is the Capital One No Hassle Miles Reward card, it lets you earn 1 mile per dollar spent on purchases up to $1,000 each month and 2 miles per dollar above $1,000 monthly. No limit on the miles you can earn and miles do not expire. It has 0% APR on purchases for one year and no annual fee. Same benefits for the Ultra Card for professionals, just adding the “no blackout dates” and “no seat restrictions” feature. On the other hand, the Cash Reward card features 2% cash back on purchases at gas stations and major grocery stores, 1% cash back on all other purchases, gives no limit on the cash you can earn and cash will not expire. Also has 0% intro APR on purchases for one year and the annual fee is free.
The Discover More Card on the other hand offers 5% Cashback Bonus in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more and grants up to 1% unlimited Cashback Bonus on all other purchases and a 5% to 20% Cashback Bonus through their exclusive online shopping site. They also have their Miles Card that lets you double your miles on travel and restaurant purchases, and on their exclusive online shopping site. It lets you earn One Mile for every dollar on all other purchases and offers flexible redemption options for travel, gift cards, or cash.
Another card that offers low interest rate is the Citi Platinum Select MasterCard. Like Capital One, it also offers 0% APR on balance transfers and purchases but for only 6 months and has no annual fee as well. In addition, it also allows you a $0 Liability on unauthorized purchases and gives you access to a secure and free online account management. You could also enjoy significant discounts on gift cards, travel, merchandise and more.
One unique card called Citi Forward Card is not only a low interest card but will also rerwards you for your good behavior. This card grants up to 2% purchase APR reduction for every purchase, for those who stays under your credit line and pay on time 3 billing periods in a row. It gives you 6,000 bonus points after $50 in purchases are made within 3 months of account opening; 5,000 bonus points when you sign up for paperless statements within 3 months of account opening; and 5 rewards points for every $1 you spend on dining, books, movies and music. One will get 1 reward point for every $1 spent on other purchases and offers 0% APR for 6 months on purchases and balance transfers.
After carefully reading the features of each card, we hope you will find the one suited to your needs and let you earn privileges and save more money.